5 Best envelope budgeting apps for Android & iOS

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Here are the 5 Best envelope budgeting apps for Android & iOS.

5 Best envelope budgeting apps for Android & iOS

1. Goodbudget: Budget & Finance

Goodbudget (formerly EEBA, the Easy Envelope Budget Aid) is a money manager and expense tracker that’s great for home budget planning. This personal finance manager is a virtual update on your grandma’s envelope system–a proactive budget planner that helps you stay on top of your bills and finances. Built for easy, real-time tracking. And, sync across Android, iPhone, and the web to share your budget with your budgeting partners. Keep everyone on the same page with household finances! The best income and expense tracking tool. Ever. Yup. Not yet convinced? • Recommended by Experts. Google. The New York Times. Forbes. LifetimeTV. Boston Globe. About.com, Lifehacker, the Register, Verizon Wireless, Leave Debt Behind, yada yada yada. • Top quality. Ranked #3 in App Quality across ALL finance apps in both major app stores. [1] • Downloaded over 3,000,000 times And loved by users everywhere …which, after all, is what matters most… CHOCK FULL OF FEATURES SYNC ACROSS MULTIPLE DEVICES (AND WEB) • Automagically syncs across Android, iPhone, and the web • Stay on the same page about finances with loved ones • Data is automatically and securely backed up to Goodbudget’s website PERSONAL FINANCIAL MANAGER FOR LIFE ON-THE-GO • Expense tracking optimized for speed! • Check Envelope & Account balances • Save for the future with Goal and Annual Envelopes • Scheduled transactions and Envelope fills • Split expense transactions • Save time with smart payee and category suggestions • Easily transfer funds between Envelopes and Accounts • Search for transactions • Add income • Choose budget period to match real-life • Add and edit Accounts • Location-based widget! Enter common transactions in exactly 3 touches. Control in Settings. (Note: widget will not be available if you move app to SD due to Android limitation) • Edit budget as needed! INSIGHTFUL REPORTS • Analyze spending with Spending by Envelope Report • Monitor cashflow with Income vs. Spending Report ALSO ON THE WEB • Download transactions to CSV • Bank account statement import in QFX (Quicken) and OFX (Microsoft Money) formats with auto-matching to manually entered transactions • Clear/reconcile transactions • Even more reports! BASED ON PROVEN ENVELOPE SYSTEM • No physical envelopes…only virtual ones! • Roll unused funds over to the new month to reward your amazing self-control! • Plan finances ahead of time to keep budget on track • Live within your means • A darn cute envelope mascot Ad-free, Free Forever version includes 10 regular envelopes & 10 annual envelopes. Use envelope budgeting to plan your spending, not just track it! SUBSCRIBERS GET MORE FEATURES! • Unlimited Envelopes AND Accounts • Sync up to 5 devices • 7 years of transaction history • Personal and friendly email support Looking for a finance manager, money tracker, checkbook ledger, or household budget planner? Try us out! Goodbudget: Budget well. Live life. Do good. Features, bugs? Please email us at support@goodbudget.com! We’re happy to help! [1] https://goodbudget.com/2018/04/goodbudget-top-finance-app/

2. 1Money – Expense Tracker, Money Manager, Budget

The app will show you where your money is going. Keeping track of your finances frequently isn’t the most pleasant thing in the world, and it requires specific skills and knowledge. That’s why we’ve developed a program that will make it easy for you to track your expenses on the go. • ADD TRANSACTIONS INSTANTLY Add a new transaction with a single tap. All you have to enter is the amount. • EXPENSES AT A GLANCE Log every expenditure over the course of your day, and the app will show you where your money went on an informative chart. • BUDGET You can quickly and easily plan your income and expenses, which will help you avoid making accidental purchases. • TRACK DEBTS AND SAVINGS Keep an eye on the balances of all your accounts and reach your financial goals efficiently. • USE MULTIPLE CURRENCIES Automatically updated exchange rates allow you to keep your finances up to date. • SYNCHRONIZATION Track your finances on all of your devices simultaneously using cloud-based data synchronization.

3. Fudget: Budget and expense tracking app

Join over 1 million people who manage their personal finance & save money hassle-free with Fudget. Fudget is the budget app you can actually use. Download now for all your budget and expense tracking needs! PRESS: “Fudget takes the stress out of money management” — Engadget “Fudget is good for tracking short-term budgets for the holidays, vacation or for tracking work expenses…” — Forbes CUSTOMER REVIEWS: ★★★★★ “Great app to use to keep track of your money. I use it every day.” – Christopher Fuentes ★★★★★ “I love it, its helped me keep my budgets in control. I use it every month and helping me plan every single bill and debt, allowing me to budget for moving and holidays. I should have my credit card paid off in 6 months. Which will allow me to pay other small debts off. Budgeting is addictive!” – Averil Aplin ★★★★★ “So Simple. So useful. I’ve sorted my finances out after years of trying to ignore them!” – Faye Jones FEATURES: ✔ Much simpler than other personal finance apps. You don’t need a money management degree to use this budget and expense tracking app! ✔ Create simple lists of income & expenditure items – you can always see your balance at the bottom, along with your total expenses and income. Saving money has never been easier! ✔ Learn the interface in seconds – finally a budget and expense tracking app that’s actually easy to use ✔ One-tap adding & editing – a single tap to add/edit an expenditure or income item. Much faster budgeting than other apps – save money on the go ✔ Tap star on an income or expense to repeat it on future budgets – this budget planner makes recurring expenses effortless! ✔ No time constraints – use it monthly, weekly or however you like to save money – Fudget gives you flexible budget and expense tracking ✔ Drag to reorder income and expenditure items. Keep your budgeting organised ✔ Optional date column ✔ Mark an expenditure / income item as “paid” – optionally view the balance of only Paid items ✔ Choice of currency symbols – for budgeting wherever you are ✔ Passcode lock & login. Keep your personal finance information secure ✔ Universal app – install this budget planner on phone or tablet. Planning your personal finance & saving money has never been so simple PRO FEATURES (require purchase); ✔ Dropbox Save & Restore – easily sync/share your budgets with yourself across your devices or even with a loved one. Save your personal finance data securely to Dropbox and restore later to any device. Money management from wherever you are ✔ Themes – choose from 8 beautiful color schemes for personalised budget and expense tracking ✔ Calculator – quickly calculate values (addition, subtraction, multiplication & division) and insert into your budget planner ✔ Export CSV – export any budget to a .csv file and open in your spreadsheet software ✔ Remove ads – distraction-free money management MORE INFO After over half a million downloads on iOS, Fudget is now available on Android to empower your money management – saving money without the hassle. It has been featured by hugely popular websites (Engadget and Forbes) and received countless 5 star customer reviews. The main thing customers tend to say is that this budget planner is far easier to use & save money with than other apps. It’s free, so why not give it a try? Download Fudget now and make saving money easy!

4. Wallet – Finance Tracker and Budget Planner

Become your own finance manager with Wallet— a spending tracker and personal finance planner that helps you save money and plan your budgets. Wallet is not just an expense tracker or budgeting app. It’s about getting things under control now so that you can make wiser decisions and plan for the future⁠— whether that’s a month, a year, or a decade down the line. Looking for an app to manage business finance? Check out Board by BudgetBakers! Simply scroll to the bottom of the store listing and you’ll find it in More by BudgetBakers. WHY YOU SHOULD USE WALLET Toss your notebooks and spreadsheets, and budget for clear, tangible goals that are easy to track in real-time. Tracking your expenses just got easier. Keep full control with beautifully designed reports on your accounts. You can easily control your spending and save more using the finance tracker and planner. Wallet is a money manager and budget planner designed to help you from day one. With continuous insights, you’re able to stay in control of your personal finance for the long-term. WHAT MAKES WALLET UNIQUE: Automatic Bank Updates – Transactions are automatically and securely synced with your bank, then smartly categorized and factored into your budget. With 3,500 participating banks worldwide, you’ll save loads of time not having to track every penny. Imports or Manual Bank Updates – You can now import all your transaction data from sources of your choice so you will get a full report for simple expense tracking. Be it from your bank or your own spreadsheets. Flexible Budgets – Budgets help you plan your spending & save money for the future thanks to the integrated money manager. Whatever it is you need to accomplish, from paying off debt to buying a car or saving for retirement, this budgeting app offers the flexibility to meet your goals and cleverly react to any changing financial circumstances. Insightful reports – Easy-to-understand graphs and financial overviews give you actionable insights about the state of your finances, across bank accounts, credit and debit cards, debts and cash. You can get your income & expense report. Sharing selected accounts – Selected accounts can be shared with family, friends or colleagues who need to cooperate on a budget. Everyone can contribute from any platform, whether it be Android, iPhone or the Web. Other features: Multiple currency support, Automatic cloud sync, Receipt and warranty tracking, Categories and templates, geo-mapping transactions, hash-tagging, Shopping lists, Exports to CSV/XLS/PDF, debt management, PIN security, Standing orders, notifications, reports and more. With Wallet, you can expect updates with new features and improvements routinely. HOW TO START USING WALLET 1. Download the app 2. Create Account 3. Get going: budget and track expenses like a master! Wallet is certified with eTrust

5. Monthly Budget Planner & Daily Expense Tracker

Download iSaveMoney for FREE and start take control of your personal finance and monthly budget. iSaveMoney is the ultimate FREE budget app to track spending and expenses. iSaveMoney is a powerful budget maker and expense tracker for everyone. This is a very powerful finance software while user friendly so that everyone can use our app with ease. iSaveMoney has a lot of features and functions that will help you to plan your budget, record your transactions, and forecast your budget. If you have decided to take control of your financial situation you will need a powerful finance software that will let you create monthly budget, track spending, and present the data to you in a way that will allow you to have insights about your habit and know how to manage your money better. iSaveMoney provides you with all of the necessary functions and you can get it for free. With just a touch of your finger you can access the core functionalities of this budget app such adding income, expense account, and category. Here are some iSaveMoney TOP features that make it such a powerful budgeting tool: ★ User friendly and intuitive navigation. ★ Powerful built in speech recognition. ★ Autocomplete function based on your previous entries. ★ Built in calculator to calculate your income and expense. ★ Built in budget maker templates of categories to create a new monthly budget. ★ Create your own budget planner templates. You can create as many templates as you want. ★ Help calculating your debt and saving based on your income and expense information. ★ Budget forecast. iSaveMoney will create a six month forecasts based on your previous transactions to see how you spend your money so far. ★ Daily transactions monitoring. iSaveMoney will display a bar chart that shows the variation of the daily total expense. ★ Manage your account expense better with Automatic Draft payment function. This powerful expense tracker function will allow you to plan your daily, weekly, monthly or yearly recurring transactions. ★ Export your data in CSV format to your Dropbox or Google Drive account. ★ iSaveMoney automatically backup your data to the cloud and restore it. These are just a few features you will get when you use iSaveMoney as your go to budgeting tool. As a powerful spending tracker, iSaveMoney has many more features that are very user friendly. You can see and add new transaction from one page. Whenever you insert an expense transaction, this budget app will display the fields which you fill the data such as the transactions amount and payee. There are many people who spend more than they earn. They have problems with debt and not enough saving. They don’t track spending and they don’t plan their monthly budget better. There are a lot of transactions they forget because they don’t use expense tracker. They don’t know how to live off their income in responsible way. It is a path to a financial disaster that will land them in trouble in the future. Managing personal finance is not easy with so many things we spend money on every day. Sometimes we are not conscious on how much we are spending money on things that are not important. We often wonder why our income is never enough. It is time to take back control of our spending. Use iSaveMoney as your budget tracker and you can also plan your budget using our budget planner, and forecast your expense for the next 6 months based on your previous spending money habit. iSaveMoney is very user friendly to everyone so you don’t need to worry you can’t use this it. This budget app is a really powerful spending tracker for people who are concerned about how they spend their money. This finance software will help you manage your saving and debt so that you will be responsible in financial matter and avoid unnecessary expense that will cause problems in your life. iSaveMoney your personal accounting software.