10 Best Apps For Cashing Checks (Android & iOS)

"This post includes affiliate links for which I may make a small commission at no extra cost to you should you make a purchase."

Here are the 10 Best Apps For Cashing Checks (Android & iOS).

10 Best Apps For Cashing Checks (Android & iOS)

1. Ingo Money

CASH CHECKS AND GET YOUR MONEY IN MINUTES With the Ingo® Money App, cash paychecks, business checks, personal checks—almost any type of check—anytime, anywhere. Get your money in minutes in your bank, prepaid card and PayPal accounts. Choose to pay credit card bills, buy an Amazon.com Gift Card* or split a check and fund multiple accounts. If your check is approved, the money is as good as cash and safe to spend on purchases and payments made in-store, online and in Android Pay. Terms and fees apply. ENROLL, SNAP, GO! It’s easy to get started. Create your Ingo Money profile right in the app and then link your bank debit card, prepaid card, PayPal account and credit cards. To cash your check, take a photo of the front and back and submit it for review. If your check is approved and your account is funded or your bill is paid, the money is guaranteed. No check cashing lines. No deposit holds. No take-backs. No worries. With Ingo Money, it’s in with a check, and on with your life. __________________________________________ * Restrictions apply. See details. The Ingo Money App may be used by identity-verified customers to cash checks issued on U.S. financial accounts to fund: (1) most debit, prepaid and credit card accounts issued by hundreds of U.S. financial institutions including Chase®, Bank of America®, Citi®, Wells Fargo®, American Express®, U.S. Bank®, PNC Bank®, Capital One®, HSBC Bank USA, TD Bank, Discover®, Synchrony Bank, First Premier® Bank, MetaBank® and The Bancorp Bank; (2) PayPal™, PayPal™ for Business and PayPal™ Prepaid MasterCard® accounts; (3) Amazon.com Gift Cards; and (4) most prepaid cards, including Chase Liquid®, Wells Fargo EasyPay®, Regions Now Card®, BB&T MoneyAccount®, NetSpend®, Green Dot® Prepaid Debit, Walmart MoneyCard®, H&R Block® Emerald Card®, ACE Elite™, RushCard®, AccountNow®, Kroger® 1-2-3 REWARDS® and more. Funds may also be used to pay retail credit card bills from thousands of retailers including Walmart®, Target®, Costco®, Home Depot®, Lowe’s®, BestBuy®, Gap® and Old Navy®. You can also access the Ingo Money service in dozens of mobile banking apps including American Express Serve® and Bluebird by American Express. Ingo Money participates in the Visa®, MasterCard®, American Express®, Star®, Pulse®, NYCE® and Maestro® payment networks. The Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card or account. Unapproved checks will not be funded to your card or account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See your Cardholder or Account Agreement for details. Designated trademarks and brands are the property of their respective owners. © 2017 Ingo Money, Inc. All Rights Reserved.

2. U.S. Bank

SIGN-UP & LOGIN Easy access is the first step in saving time. • Streamlined sign-up – We’ve made it easier than ever to enroll! • Easy options for login – Choose to log in with a username & password or fingerprint. • Login help – Step-by-step guide to reset your password if you get locked out. ACCOUNT DASHBOARD View accounts and manage money all in one place. • Easily view accounts – Log in once to view checking, savings, credit cards, mortgage, loans, lines of credit, leases, brokerage, trusts, IRAs and CDs. • Find it fast – Quick-action menus to quickly launch commonly used features. PERSONALIZED INSIGHTS Personal insights delivered to you. • Personalized – Based on your spending habits, our app will offer insights on travel, cash flow, spending, saving and investing to help you manage your finances. • Proactive – Insights highlight opportunities for you to better save, grow and protect your money. MOVE MONEY Moving money is easier than ever. • Zelle® – Send, request and split money quickly and securely with friends and family and pay businesses that accept Zelle payments.1 • Mobile check deposit – Updated experience including improved photo-taking capabilities. • Bill pay – Continue to pay bills and manage billers. • Transfers – Available for your deposit, investment, broker and IRA accounts. MANAGE ACCOUNTS AND PREFERENCES Now it’s easier to customize your settings. • Control your cards – Set travel notices, change your PIN, lock and unlock debit cards. • Customize preferences to enable fingerprint login, manage overdraft options or remember username. • Set account alerts to track balances, deposits, withdrawals, transactions and statements. MARKETPLACE Products and services to help you with your financial needs and goals. • Personal – Compare and apply for checking and savings accounts, credit cards, mortgages and Simple Loans. • Small-business lending – Compare and apply for business loans. • Investment – Find an advisor, open brokerage and Automated Investor accounts and IRAs. HELP YOURSELF Here to help with what you need, when you need it! • Share your screen – When you call for help, you can allow an agent to view your device’s screen to provide better support. • Guided help – When you pause while making a transaction because you’re unsure what to do next, the guided help feature will automatically appear and recommend next steps (available in Zelle initially). • Help Center – When searching for a topic, access the Help Center through the main menu. The Fine Print: 1. Must have a bank account in the U.S. to use Zelle. To send money to a business, a consumer must be enrolled with Zelle through their bank’s mobile app or enrolled in the Zelle app with a deposit account. Businesses are not able to enroll in the Zelle app with a debit card and cannot receive payments from consumers enrolled in the Zelle app using a debit card. Terms and conditions apply. Please refer to the Digital Services Agreement for more information. A fee applies when a Zelle payment is received into a U.S. Bank business account. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. U.S. Bank is committed to protecting your privacy and security. View our privacy pledge at usbank.com/privacy. The U.S. Bank Online Risk-Free Guarantee protects customers from fraud loss. Learn more at usbank.com/riskfree. For more information about mobile banking at U.S. Bank, please visit usbank.com/mobile or call us toll-free at 800-685-5035. © 2019 U.S. Bank Deposit products offered by U.S. Bank National Association Member FDIC, Equal Housing Lender

3. Lodefast check cashing app

4. Deposit2GO

GTE Financial is committed to increasing the value of membership. With Deposit2GO, you can deposit funds to your account from the comfort of your own home using your computer’s scanner or from your iPhone or Android phone. It’s simple, safe and free for GTE members. * Eliminate trips to a Community Financial Center * Enjoy the convenience of 24/7 availability * Use your existing computer and scanner or mobile phone * Expect safe and secure access with GTE Financial’s Online Banking * Help screens and video tutorials are available online * Copies of deposited checks are kept for 18 months for easy retrieval It’s like having a GTE Community Financial Center with you wherever you are!

5. ACE Mobile Loads

6. Brink’s Money Prepaid

Brink’s knows what’s valuable to you The Brink’s Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand 24/7. -Check transaction history and balance -Send money to friends and family -Move money to and from your Savings Account -Find reload locations -Load checks using mobile image capture* * Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details.

7. Waleteros: Your Mobile Banking

Important information for opening a card account: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who obtains a Card. What this means for you: When you apply for a Card, we will ask for your name, address, date of birth, social security number or country identification number, and other information that will allow us to identify you. We may also ask to see your driver’s license or other documentation bearing your photo as verification of your identity. BY USING THIS CARD YOU AGREE WITH THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. The Waleteros Prepaid Visa Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank ©2014. Waleteros Fintech LLC reserves the right to modify or discontinue any product, service, or special offer with or without prior notice. Waleteros is a trademark of Waleteros Fintech LLC. All other trademarks, service marks, and other registered marks are the property of their respective owners.

8. Western Union NetSpend Prepaid

More than moving money. The Western Union® Netspend® Prepaid Mastercard® mobile app helps you take control of your money. With this powerful mobile app, you can load checks using your mobile device* and send or receive a WU® money transfer** — all from your prepaid Card Account. That means it’s convenient to do things like: – Send and receive money using WU® money transfer** – Load checks using mobile image capture* – View your account balance – Track your spending – Find the closest reload locations Use of features is subject to card activation and identity verification. * Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details. ** Fees for money transfers vary and will be calculated at the time of the transfer transaction. Fees, terms and conditions apply, which you must agree to before using the Service. No fee to receive Western Union money transfers onto your Western Union Netspend Prepaid Mastercard. This optional offer is not a MetaBank® or Mastercard product or service nor does MetaBank endorse this offer. The Western Union Netspend Prepaid Mastercard is issued by MetaBank, Member FDIC, pursuant to license by Mastercard International Incorporated. Netspend, a TSYS® Company, is a registered agent of MetaBank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Card may be used everywhere Debit Mastercard is accepted. The Western Union name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission. © 2018 Total System Services, Inc.® All rights reserved worldwide. TSYS and Netspend are federally registered U.S. service marks of Total System Services, Inc.

9. AnytimeCheck

We are a one-stop-solution for sending & receiving all your check payments easily. Whether you are a small or a medium-sized business, we make the payment receiving process easier than ever. Our software is equipped with a suite of tools and features for easier and more reliable payment process. With our advanced software technology, you don’t need to spend time and money in managing the process of receiving check payments. We give you a secure gateway to create and process electronic checks, and accept payments online conveniently. Your app is linked with your membership. This is Free service for all Get Paid by eCheck Pay by eCheck WHAT YOU NEED AnytimeCheck Online users – this app is FREE for use with any AnytimeCheck account HOW TO GET STARTED 1. Go to AnytimeCheck.com, enter your details to register for account, then sign in. 2. Open your AnytimeCheck app and when prompted, enter your sign in details to get started

10. Alliant Mobile Deposit

The Alliant Mobile Banking App makes it easy for you to manage your finances on the go, with only the tap of a finger. It’s quick, convenient and all-around smarter banking! Tap. Bank. Smile. Use your existing Alliant Online Banking login to get started or, if you’re a first time user, create your login credentials right from the mobile banking app. Use the Alliant Mobile Banking App to: • Deposit checks instantly • Securely check account balances and view recent banking activity • See transaction history, including credit card transactions • Transfer money between accounts and set up external accounts • Report cards lost or stolen with our tap-to-call feature • Pay monthly bills and set up new payees • Find ATMs in our 80,000 surcharge-free network as well as ATMs that accept deposits • Create, receive and respond to secure messages • Keep track of your finances via powerful personal financial management tool Highlighted mobile app features include: • Fingerprint authentication. Log in to the banking app with the touch of a finger • Balance preview. View your balance prior to logging in. • Customization. Easily reorder your accounts • Built-in help. Find the answers you need instantly Requirements Alliant Mobile Banking works with devices using Android 5.0+ Transfer Limits • Checking accounts: There are no limits on the number of transfers you can make in a calendar month. • Savings accounts: You can make up to six total transfers to another account or a third party in a calendar month per federal regulations. We may refuse or reverse a transfer that exceeds these limits; we may also assess fees, suspend or close your account. Security All transactional data is encrypted and no sensitive account information is stored on your mobile device. Permissions • Location permissions are needed to determine your location in order to find ATMs. • Camera permissions are needed to deposit checks. Disclosures Deposit limits and other restrictions apply. Alliant’s Mobile Check Deposit Service is subject to eligibility. Some features are available for eligible members and accounts only. There is no charge from Alliant to use the mobile app, but message and data rates may apply. Surcharge-free ATMs include: Alliant-owned ATMs and ATMs that are part of the Alliance One, Allpoint, CO-OP Network, Credit Union 24, CU Here and Publix Presto networks. Transactions performed at other ATMs may be subject to the ATM owner’s surcharge fee. Not all ATMs accept deposits. All deposits are subject to the Alliant Credit Union’s Funds Availability Policy. Refer to Alliant’s Account Agreement and Disclosures for more information. Please retain your check for 90 days before destroying. Contact Us www.alliantcreditunion.org 800-328-1935 (24/7) @AlliantCU